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The Teacher Retirement System of Texas (TRS)

  • What is TRS?

    TRS is a defined benefit retirement plan governed by Internal Revenue Code Section 401(a). All eligible employees of The University of Texas System are automatically enrolled in TRS on their first day...

  • What if I have more questions?

    For more information regarding your TRS account, please visit the TRS Web site at www.trs.state.tx.us or call (800) 223-8778....

  • What if I want to refund my TRS account?

    If you terminate your employment in public education in Texas, you can request a refund of your TRS account. When you refund your account, you lose the service credit, which could impair your ability ...

  • I used to work under the Employees Retirement System. What does that do for my TRS account?

    Service credited under the Employees Retirement System of Texas (ERS) can be transferred to TRS. Likewise, eligible members of ERS may transfer their TRS-credited service credit to ERS. Under both sit...

  • Does TRS have death or disability benefits?

    TRS offers both disability retirement and death benefits effective on your first day of employment. The disability retirement is dependent upon the number of years of service credit with TRS at the ti...

  • Can I buy additional service credit in TRS?

    You can purchase previously unreported TRS-eligible service, substitute service, out-of-state service, military service, developmental leave and previously withdrawn service to increase your creditabl...

  • How can I earn service credit in TRS?

    The greater the number of creditable years of service, the greater the retirement benefit will be. For TRS purposes, your year begins every September 1st, and you will generally have attained credit f...

  • When can I receive a benefit?

    A TRS member has the right to receive a lifetime annuity after 5 years of service credit with TRS and upon meeting age and service requirements....

  • What does “Defined Benefits Plan” mean?

    Benefits available from TRS are determined by a formula using a combination of years of service credit in TRS, annual salary and a multiplier established by state law....

  • How does TRS work?

    Employee and employer contributions go into a large trust fund managed by knowledgeable professionals....