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How much can I contribute to the UTSaver DCP?

You can contribute as little as $20 per pay period or as much as 100% of your eligible compensation, up to $15,000 (for 2006) in the UTSaver DCP.  There are also two catch-up provisions.:

  • Age 50 Catch-up:  If you are age 50 or older, you may contribute an additional $5,000.
  • Special Catch-up:  If you are within three years of the taxable year in which you attain normal retirement age, you may be able to contribute up to an additional $15,000 per year.  Eligibility for this special catch-up provision is dependent upon your unused elective deferrals for the previous years you were eligible to participate in a 457(b) plan, and must be calculated by your Benefits Office.  The Age 50 Catch-up and the Special Catch-up may not be used simultaneously.
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